Do you depend heavily on the skills and judgements of others within your business? 

Are these people vital to its effectiveness and profitability? 

If so, have you considered the financial impact that the death or critical illness of such a key person would have on your business?

The impact could be:

 - A loss of profit

 - An interruption to cash flow

 - An inability to make loan repayments

 - A change in shareholder control.

In some instances, the financial impact could be so great, that the business is unable to continue.

As a business owner you face many challenges: the economy, legislative and regularity issues, the increasing competitive nature of doing business...  If you had the opportunity to concentrate on running your business and the comfort of knowing your financial planning was being looked after by industry experts, would you take it?

Ablestoke helps businesses with Financial Planning in a number of ways, in particular in the areas of employee benefits and business protection. We start by developing a clear understanding of your corporate culture and your key business objectives. The details may involve one specific area such as managing sickness absence, or a comprehensive range of topics such as flexible benefits, pensions, dental cover, income protection, medical insurance and more. If you already have a package in place, we can review it to improve the detailed features, including a cost reduction, if appropriate.

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